A dash cam (short for “dashboard camera”) is a video camera that is mounted on a vehicle’s dashboard or windshield. The purpose of is to continuously record a driver’s commute on the road.
You may have seen these designated video cameras in police cars, but they’ve recently become increasingly popular among regular drivers. In the event of theft, vandalism, or most commonly, reckless driving and road accidents, dash cams provide you with recorded footage which can be helpful in resolving traffic accidents and insurance disputes.

Do dash cams protect you if you’re not at fault in a car accident?

According to Toronto Police, dash cams can provide an impartial witness of the event. This unbiased account can be incredibly helpful in providing an accurate picture of what happened if both parties are in a disagreement. If you’re involved in an accident and are not at fault, dash cams offer a solid line of defense that can be invaluable when it comes to settling disputes, attributing blame, and proving fraud.

Do dash cams validate your insurance claim?

Since insurance fraud and staged collisions are estimated to cost several billion dollars every year in Canada, it’s no surprise dash cam sales are growing. They enable you to hand over recorded video to your insurance company that can hasten the claim process. Although most insurance companies don’t currently extend discounts to drivers who use dash cams, based on industry and government discussions, it seems likely that they might start offering policy discounts to dash cam users in the near future.

Can dash cams prevent insurance fraud?

Insurance fraud can include anything from staged accidents to a pedestrian purposefully running towards your car to forge an injury. It can be extremely difficult to prove, so having a recorded account of the incident as evidence can be helpful in substantiating your claim and alleviating you out of a messy situation. Furthermore, the footage can be a great help to authorities in determining the real cause of an accident and can offer protection from false testimonies in a court case that may stem from a car accident.

How is dash cam footage used?

In Canada it is perfectly legal to install a dash cam to record while driving. Most roads are considered public, so there are no laws stopping you from trying to protect yourself in the event of an accident.
Police and law enforcement officials also tend to support and endorse the use of dash cams. They can be extremely helpful in identifying offenders and solving disputes. For example, if there are no witnesses on scene, people who may have inadvertently driven through the area with their dash cam running at the time of an incident can review their footage. It can then be turned over to law enforcement if it contains pertinent evidence.
If you or a loved one has been the victim of insurance fraud or involved in an accident resulting in injuries (with or without a dash cam) contact our team at Zayouna Law for a FREE consultation.